Financial Planning & Wealth Management in Cheltenham
I want to feel confident about my financial future…
Financial Planning & Wealth Management in Cheltenham
I want to feel confident about my financial future…
Our Wealth Management Programme is your pathway to financial security
Managing your wealth isn’t just about numbers on a page. It’s about solving the challenges that keep you awake at night. Will your money last through retirement? And is your family protected if life takes an unexpected turn?
Our Cheltenham-based advisers specialise in giving you clear, tailored financial solutions to these questions, providing you with a personal wealth strategy that helps you move forward with confidence.
How the process works
We provide independent financial advice and strategic wealth planning that supports every stage of your life. Here’s how we can help you take control of your financial future:
Step 1: Understanding your priorities
We begin by taking the time to listen to your priorities. What are your lifestyle goals, your family commitments, and your long-term aspirations? Understanding what matters most to you will form the foundation of your financial plan.
Step 2: Reviewing your resources
Next, we’ll assess your current financial picture, including any pensions, investments, properties, and income streams. By building a clear picture of your resources, we can highlight what’s working well, where there may be gaps, and how your wealth can be used more effectively.
Step 3: Creating a personal wealth strategy
Once we’ve understood your goals and resources, we will design a bespoke plan that balances growth, tax efficiency, and protection strategies. This could include investment planning, tax-efficient structuring, and risk management. The ultimate goal is to ensure your money is structured in a way that supports both your current lifestyle and future security.
Step 4: Ongoing Support
Financial planning never sits still. Markets shift, your lifestyle changes, and your priorities might need reassessing. We provide ongoing reviews and adjustments to keep your plan aligned with your goals. That way, you can rest assured that your financial strategy will remain resilient and relevant, no matter what life throws your way.
Strategic wealth planning for long-term success
Your wealth is unique, so your wealth strategy should be too. We provide tailored financial solutions that align with your personal and family goals, including:
Investment planning
to help achieve long-term growth or income.
Retirement planning
that ensures long-term financial independence.
Estate and Inheritance planning
to protect your legacy.
Personal tax planning
to maximise allowance and reliefs.
Family protection strategies
to safegaurd against unexpected events.
Our strategic wealth planning service doesn’t just look at short-term fixes, though. We stress-test your plan against future scenarios, from market volatility to rising living costs, so you can move forward with confidence. Whether it’s optimising your portfolios, mitigating tax, or structuring your assets across generations, we’ll help you achieve clarity and resilience in your finances.
Tailored financial solutions in Cheltenham
Did you know...
£65,000
the average financial loss UK adults face due to low financial confidence
~ Moneybox
10%
UK adults have no cash savings at all
~ Financial Conduct Authority
74%
of UK adults have carried out little-to-no retirement planning
~ Retirement Living Standards
Did you know...
£65,000
the average financial loss UK adults face due to low financial confidence
~ Moneybox
1in10
UK adults have no cash savings at all
~ Financial Conduct Authority
74%
of UK adults have carried out little-to-no retirement planning
~ Retirement Living Standards
Why choose Piercefield Oliver?
Many people in the UK aren’t confident about their pension choices, and we understand why. Pension rules change regularly, and the options can feel confusing.
That’s where we come in.
We offer independent pension advice with no hidden agenda. As a Cheltenham-based team, we know the area, the people, and the financial challenges you face. No two retirements are ever the same, so we offer a truly personalised approach to pensions in Cheltenham.
Your pension forms just one part of a much bigger picture, so we always factor in broader tax and financial planning from the outset. This might include:
- Inheritance tax mitigation
- Using tax-efficient investment strategies
- Making the most of available reliefs and allowances
Above all, our advice is shaped around your lifestyle and the future you want to achieve.
Book your free consultation with a local wealth expert
Click the button below to book your free consultation with one of our independent financial advisers in Cheltenham.
Book your free consultation with a local wealth expert
Click the button below to book your free consultation with one of our independent financial advisers in Cheltenham.
Prefer to get in touch directly?
Fill in the form below and let us know a little bit about your current situation. We’ll get back to you ASAP to talk through your options.
Frequently Asked Questions
Financial planning is about setting goals, managing budgets, and ensuring you’re on track financially. Wealth management takes this further by focusing on growing, protecting, and passing on your wealth through investment, tax, and estate strategies. Together, they provide a complete approach to managing your everyday finances and long-term prosperity.
The wealth management process typically follows five steps: understanding your goals, assessing your financial position, developing a tailored strategy, implementing solutions, and regularly reviewing to adapt to your life changes.
Yes. Wealth management is a broader process, and often includes financial planning alongside investment management, tax efficiency, inheritance planning, and risk protection. Financial planning forms the foundation of any comprehensive wealth management service.
Anyone who wants to build, protect, or pass on their wealth can benefit. It’s especially valuable for professionals, business owners, or families who have more complex financial needs, as tailored strategies can help to preserve their assets and reduce risks.
Strategic wealth planning aligns your long-term financial goals with tax-efficient investment, retirement, and succession strategies. It ensures your wealth is structured to meet your current needs, while also protecting future generations.